How do 0% finance plans for art work?

Buying art is a powerful thing. It can be an investment in joy, inspiration, your home and even your financial future. 

Buying art is a powerful thing. It can be an investment in joy, inspiration, your home and even your financial future. 

But as with so much in life, timing is everything. 

Maybe you’ve been captivated by a painting or drawn to a sculpture, but at that moment, it slipped beyond your reach. 

The good news is that when it comes to buying art, there is more support and flexibility out there than you might think. 

Art isn’t just for those with endless budgets or insider connections. It’s for anyone who feels that spark—a connection to something beautiful—and wants to make it part of their life. 

Advice and guidance is readily available. (At Hancock Gallery for instance, we provide guidance on buying and displaying art, as well as investment advice, valuations and home consultations.) There is some outstanding affordable art out there, with enormous beauty, promise and investment opportunity. Add to that flexible payment options, like our 0% finance plan through the Own Art scheme, and the barriers start to fall away. 

This kind of flexibility lets you buy with passion, seizing the moment when inspiration strikes.  

The experience of owning original artwork 

For some, buying art starts with prints or limited editions—a wonderful way to dip a toe into collecting. But there’s something truly special about owning an original and unique creation.

Original art brings an irreplaceable sense of presence and personal connection to your space. Each texture and mark tells a unique story—one that becomes part of your story when you bring it into your home.

Art is more than just a pleasure—it can also be an investment. Art has a history of maintaining value, even during economic uncertainty. Collectors often consider art a key part of their personal wealth. A 2023 report by Deloitte Private and ArtTactic indicated that 89% of stakeholders believe art and collectibles should be part of a wealth management strategy.

Financing your art purchases

If you’ve ever found yourself longing for an original artwork but hesitated because of the price tag, it might not be about affordability—it’s often about the practicality of paying upfront. Many of us plan our spending carefully, balancing monthly budgets or cash flow priorities. The idea of parting with a significant lump sum all at once can feel daunting, even when the piece is within reach financially. That’s where flexible finance plans, like the Own Art 0% finance scheme, make all the difference. At Hancock Gallery we offer a 0% finance plan through Own Art that allows you to spread the cost of your purchase over 10 months—interest-free.  

What is Own Art?  

Own Art is a UK-based initiative designed to make contemporary art more accessible by providing interest-free credit for the purchase of original work. This means people can invest in art without paying the full amount upfront.  

With this scheme, you can:  

  • Own a piece of artwork upfront
  • Spread the cost of your artwork over manageable monthly payments 
  • Enjoy the simplicity of automatic payments that take care of themselves  
  • Invest in artwork without compromising your budget  

It’s as straightforward as buying a new sofa or a kitchen renovation on finance—only this time, it’s a piece of art that will enrich your life every day.

Who is it for?  

This kind of financing isn’t just for seasoned collectors or investors. It’s perfect for:  

  • First-time buyers ready to step into the world of original art 
  • Art enthusiasts growing their collection
  • Investors building a portfolio of valuable pieces  
  • People who like to  spread out their spending evenly throughout the year

An example of how it works

Imagine you've fallen in love with a painting priced at £1800:

Deposit: You can start with as little as a 10% deposit—only £180 upfront.

Monthly Payments: Spread the remaining £1620 over 10 months, paying £162 per month.

Flexibility: Prefer to pay it off early? You can do so anytime with no penalties and with Representative 0% APR

Owning that £1800 masterpiece is easier than you might think. 

'She will dance again' by Magnus Gjoen available at Hancock Gallery

The flexibility to follow inspiration

With the right knowledge and support, owning and investing in art is possible for everyone.  

Let us help you find the piece that inspires you, and let’s make owning it as easy and accessible as it should be.  

If you want to take the first step toward making art a part of your life, our team at Hancock Gallery are here to guide you and offer solutions that make it easier to own something extraordinary. 

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