Here’s how you can own a new piece of art with in four simple steps...

Step 1: Check Your Eligibility

Own Art is available to all permanent UK residents over 18, subject to status. To apply, you must meet one of these criteria:

• Employed or self-employed, working at least 16 hours a week
• Retired and receiving a pension
• Receiving disability allowance

If you don’t meet these criteria but your partner does, you may still apply if your partner agrees to include their income details in your application.

Use the eligibility calculator here: Own Art Eligibility Calculator

Step 2: Request Own Art

When you’ve chosen your artwork, inform us that you wish to use Own Art to finance your purchase. If applying in person, you’ll need to provide proof of ID (such as a utility bill or driving licence) and a credit or debit card for signature verification.

Step 3: Complete the Application

Our Gallery Manager Chris Morgan or Gallery Assistant Rebecca Simpson will help you with the application process, which typically takes around 10 minutes. After you provide the required details, you'll get an instant decision.

Step 4: Take Your Art Home

Once you sign the agreement, you can take your artwork home immediately! You’ll receive a welcome letter from our finance partner, Novuna Consumer Finance, and your 10 monthly payments will be collected via direct debit, usually starting about four weeks after purchase. You can contact Novuna to adjust the payment date if needed.

For additional information about the application process, contact us via hello@hancockgallery.co.uk or Tel: 0191 241 0442 or visit Own Art FAQs

Credit is extended by Novuna Personal Finance, a trading name of Mitsubishi HC Capital UK PLC, which is authorised and regulated by the Financial Conduct Authority. Loans have a 0% APR Representative.